Independent Medicare Specialist

Your Medicare,
Simplified.

Brian Maiz cuts through the confusion of Medicare so you can choose the right coverage — at no additional cost to you.

50+
Carriers Compared
Multi
State Licensed
$0
Fee to You
CMS Licensed & Compliant
No Obligation Consultations
50+ Carriers
Multi-State Coverage
Zero Cost to You

Coverage for Every Need

We shop multiple carriers to find the plan that fits your doctors, medications, and budget.

Medicare Advantage
All-in-one plans (Part C) that bundle hospital, medical, and often prescription drug coverage — many with $0 premiums and extra benefits.
Learn More →
🛡
Medicare Supplements
Medigap plans that fill the gaps in Original Medicare — predictable costs and the freedom to see any Medicare-accepting doctor nationwide.
Learn More →
💊
Part D Drug Plans
Standalone prescription drug coverage. We compare formularies across carriers to match your exact medications and keep costs manageable.
Learn More →
😁
Dental, Vision & Hearing
Ancillary plans covering what Original Medicare doesn't — routine dental, eyeglasses, and hearing aids at affordable premiums.
Learn More →
🤝
Life & Final Expense
Simplified-issue life insurance protecting your family from end-of-life expenses, regardless of health history.
Learn More →
📋
Annual Plan Reviews
Plans change every year. We review your coverage free of charge during Open Enrollment to ensure you're still in the best plan.
Learn More →
📈
Annuities
Fixed and fixed-indexed annuities designed to generate guaranteed retirement income — protecting your savings from market volatility so you never outlive your money.
Learn More →
Ancillary Plans
Supplemental products including hospital indemnity, cancer, critical illness, and accident insurance — extra layers of protection that pay cash benefits directly to you.
Learn More →
Brian Maiz — Independent Medicare Agent
$0
Cost to You

A Guide You Can Trust

"My goal is simple — make sure every client fully understands their Medicare options before they ever sign up for a single plan."

As an independent agent, Brian Maiz represents dozens of top-rated carriers — meaning his advice is never influenced by a quota or a single company's interests.

Whether you're turning 65, retiring early, or reconsidering your current coverage, Brian walks you through every option in plain English and stays available long after enrollment.

Licensed AgentCMS CompliantMulti-StateIndependentNo Charge

Simple. Clear. No Pressure.

Four easy steps from confused to covered — completely free of charge.

1
Free Consultation
We discuss your health needs, budget, preferred doctors, and prescriptions — no obligation, no pressure.
2
Plan Comparison
We shop dozens of carriers and present your best options side-by-side — clear, honest, zero jargon.
3
Easy Enrollment
You choose the plan you want. We handle the paperwork and walk you through every step.
4
Ongoing Support
We review your plan every year and remain your dedicated resource for any questions — for life.

Your Medicare Calendar

Know exactly when to act — missing these windows can mean penalties or gaps in coverage.

🎂
Initial Enrollment Period (IEP)
A 7-month window centered on your 65th birthday
3 Months Before
Best time to enroll — coverage starts on your birthday month
🎂 Birthday Month
Coverage starts 1st of month if enrolled during birthday month
3 Months After
Coverage delayed 1–3 months. Late fees may apply for Part B
⚠️ Waiting until Month 4–7 delays your coverage start date and can result in a lifetime Part B late enrollment penalty.

Let's Find Your
Perfect Plan

  • Completely free — carriers pay the agent, not you
  • No obligation to enroll in any plan we discuss
  • Your info is never sold or shared
  • Phone, video, or in-person — your choice
  • Serving clients across multiple states
(888) 996-4534
Mon–Fri 8am–6pm  ·  Sat by appointment
brian@careat65.com

Request a Free Consultation
We'll respond within 1 business day.
By submitting this form you consent to be contacted by a licensed insurance agent. This does not obligate you to enroll in any plan. Your information will not be sold or shared with third parties outside of plan enrollment purposes.

Real People, Real Results

★★★★★
Brian saved me hours of confusion and found me a Medicare Advantage plan with $0 premium that covers all my doctors. I had no idea how many options were available.
Margaret T.
Retired Teacher · California
★★★★★
I switched from a plan I'd had for years and cut my prescription costs in half. Brian did all the research and made the entire process effortless.
Robert K.
Retired Engineer · Arizona
★★★★★
As someone completely overwhelmed by Medicare, Brian was a lifesaver. Patient, knowledgeable, absolutely zero pressure. He's my Medicare person for life.
Linda S.
Business Owner · Nevada

Learn Before You Decide

Plain-English guides to help you understand your Medicare options before you enroll in a single plan.

Enrollment
Medicare Basics

When Exactly Should You Sign Up for Medicare?

Missing your Initial Enrollment Period can mean permanent late penalties. Here's a simple breakdown of every window — and what happens if you wait.

Part A Part B Enrollment Periods
Ask Brian about this →
Prescriptions
Drug Coverage

How Part D Works — And Why the Right Plan Saves You Thousands

Drug formularies, coverage gaps, and catastrophic coverage explained. The wrong Part D plan can cost you far more than you expect — here's how to get it right.

Part D Formulary Drug Costs
Ask Brian about this →

Medicare, Explained

Do I have to pay for your services?
No. Independent Medicare agents are compensated by insurance companies when you enroll. You receive expert guidance at absolutely no cost — your premium is identical whether you use an agent or enroll on your own.
What's the difference between Medicare Advantage and a Supplement?
Medicare Advantage (Part C) replaces Original Medicare with a private insurer's plan — often $0 premium with extra benefits but network restrictions. Medicare Supplements (Medigap) work alongside Original Medicare to cover gaps like deductibles and copays, giving you freedom to see any Medicare doctor nationwide. We'll guide you through both.
When can I enroll in Medicare?
Your Initial Enrollment Period begins 3 months before your 65th birthday month and ends 3 months after. Missing this window may result in permanent late-enrollment penalties. There are also Special Enrollment Periods for life events, and the Annual Enrollment Period runs October 15 – December 7.
Can I keep my current doctors?
It depends on plan type. Medigap plans allow you to see any Medicare-accepting doctor nationwide. Medicare Advantage plans use provider networks. We always verify your preferred doctors and specialists are covered before recommending any plan.
I already have Medicare — can you still help?
Absolutely. Many clients come to us for a free annual plan review during Open Enrollment. Plans change premiums, benefits, and drug formularies every year. A free review could save you hundreds of dollars annually.
Which states do you serve?
Brian is licensed in multiple states and works with clients across the country. Contact us to confirm coverage in your state — we'll let you know immediately and connect you with the right resources if needed.

Find Your Best Plan
Today — Free

No paperwork, no pressure — just an honest conversation about your Medicare options.

(888) 996-4534
M
Maya
Medicare Assistant · Care at 65
Hi! I'm Maya, your Medicare guide for Care at 65. 👋

I can answer questions about Medicare Advantage, Supplements, Part D, enrollment periods, and more. What's on your mind?
Just now