Independent Medicare Specialist

Your Medicare,
Simplified.

Hi, I'm Brian. Medicare can feel overwhelming — I'll cut through the confusion and help you pick the right coverage at no cost to you, ever.

50+
Carriers Compared
Multi
State Licensed
$0
Fee to You
CMS Licensed & Compliant
No Obligation Consultations
50+ Carriers
Multi-State Coverage
Zero Cost to You
Brian Maiz — Independent Medicare Agent
$0
Cost to You

A Guide You Can Trust

"My goal is simple — make sure every client fully understands their Medicare options before they ever sign up for a single plan."

As an independent agent, I represent dozens of top-rated carriers — which means my advice isn't shaped by quotas or any one company's interests. It's shaped by what's actually right for you.

Whether you're turning 65, retiring early, or rethinking the plan you've had for years, I'll walk you through every option in plain English. And I stay your Medicare person long after enrollment — because plans change, life changes, and you shouldn't have to figure it out alone.

USMC VeteranLicensed AgentCMS CompliantMulti-StateIndependentNo Charge

Coverage for Every Need

I shop dozens of carriers to find the plan that actually fits your doctors, your prescriptions, and your budget.

Medicare Advantage
All-in-one plans (Part C) that bundle hospital, medical, and often prescription drug coverage — many with $0 premiums and extra benefits.
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🛡
Medicare Supplements
Medigap plans that fill the gaps in Original Medicare — predictable costs and the freedom to see any Medicare-accepting doctor nationwide.
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💊
Part D Drug Plans
Standalone prescription drug coverage. I compare formularies across carriers to match your exact medications and keep costs manageable.
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😁
Dental, Vision & Hearing
Ancillary plans covering what Original Medicare doesn't — routine dental, eyeglasses, and hearing aids at affordable premiums.
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🤝
Life & Final Expense
Simplified-issue life insurance protecting your family from end-of-life expenses, regardless of health history.
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📋
Annual Plan Reviews
Plans change every year. I review your coverage free of charge during Open Enrollment so you're never stuck on the wrong plan.
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🇺🇸
Veterans & TRICARE For Life
Help for veterans coordinating TRICARE For Life with Medicare — making sure your Part A, B, and drug coverage works seamlessly with your military benefits.
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📈
Annuities
Fixed and fixed-indexed annuities designed to generate guaranteed retirement income — protecting your savings from market volatility so you never outlive your money.
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Ancillary Plans
Supplemental products including hospital indemnity, cancer, critical illness, and accident insurance — extra layers of protection that pay cash benefits directly to you.
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Simple. Clear. No Pressure.

Four simple steps from confused to covered. Completely free.

1
Free Consultation
We'll talk through your health needs, your budget, the doctors you want to keep, and the medications you take. No obligation, no pressure — just an honest conversation.
2
Plan Comparison
I shop dozens of carriers and put your best options side by side — clear, honest, no jargon.
3
Easy Enrollment
You pick the plan that feels right. I handle the paperwork and walk you through every step.
4
Ongoing Support
I review your plan every year and stay your go-to Medicare resource — for life.

Your Medicare Calendar

Know exactly when to act — missing these windows can mean penalties or gaps in coverage.

🎂
Initial Enrollment Period (IEP)
A 7-month window centered on your 65th birthday
3 Months Before
Best time to enroll — coverage starts on your birthday month
🎂 Birthday Month
Coverage starts 1st of month if enrolled during birthday month
3 Months After
Coverage delayed 1–3 months. Late fees may apply for Part B
⚠️ Waiting until Month 4–7 delays your coverage start date and can result in a lifetime Part B late enrollment penalty.

Let's Find Your
Perfect Plan

  • Completely free — carriers pay me, not you
  • No obligation to enroll in any plan we discuss
  • Your info is never sold or shared
  • Phone, video, or in-person — your choice
  • I'm licensed across multiple states
(888) 996-4534
Mon–Fri 8am–6pm  ·  Sat by appointment
brian@careat65.com

Request a Free Consultation
I'll respond within 1 business day.
By submitting this form you consent to be contacted by a licensed insurance agent. This does not obligate you to enroll in any plan. Your information will not be sold or shared with third parties outside of plan enrollment purposes.

Real People, Real Results

★★★★★
Brian saved me hours of confusion and found me a Medicare Advantage plan with $0 premium that covers all my doctors. I had no idea how many options were available.
Margaret T.
Retired Teacher · California
★★★★★
I switched from a plan I'd had for years and cut my prescription costs in half. Brian did all the research and made the entire process effortless.
Robert K.
Retired Engineer · Arizona
★★★★★
As someone completely overwhelmed by Medicare, Brian was a lifesaver. Patient, knowledgeable, absolutely zero pressure. He's my Medicare person for life.
Linda S.
Business Owner · Nevada

Learn Before You Decide

Plain-English guides to help you understand your Medicare options before you sign up for anything.

Enrollment
Medicare Basics

When Exactly Should You Sign Up for Medicare?

Missing your Initial Enrollment Period can mean permanent late penalties. Here's a simple breakdown of every window — and what happens if you wait.

Part A Part B Enrollment Periods
Ask me about this →
Prescriptions
Drug Coverage

How Part D Works — And Why the Right Plan Saves You Thousands

Drug formularies, coverage gaps, and catastrophic coverage explained. The wrong Part D plan can cost you far more than you expect — here's how to get it right.

Part D Formulary Drug Costs
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Medicare, Explained

Do I have to pay for your services?
Nope, not a dime. Insurance companies pay me when you enroll, so you get expert guidance at zero cost. Your premium is identical whether you work with me or enroll on your own — there's no markup for using an agent.
What's the difference between Medicare Advantage and a Supplement?
Medicare Advantage (Part C) replaces Original Medicare with a private insurer's plan — often $0 premium with extra benefits, but with network restrictions. Medicare Supplements (Medigap) work alongside Original Medicare to cover the gaps like deductibles and copays, giving you the freedom to see any Medicare doctor nationwide. I'll walk you through both so you can see which one actually fits your life.
When can I enroll in Medicare?
Your Initial Enrollment Period begins 3 months before your 65th birthday month and ends 3 months after. Missing this window may result in permanent late-enrollment penalties. There are also Special Enrollment Periods for life events, and the Annual Enrollment Period runs October 15 – December 7.
Can I keep my current doctors?
It depends on the plan type. Medigap plans let you see any Medicare-accepting doctor nationwide. Medicare Advantage plans use provider networks. Either way, I always verify your preferred doctors and specialists are covered before recommending any plan — that's not negotiable.
I already have Medicare — can you still help?
Absolutely. A lot of clients come to me each year for a free annual plan review during Open Enrollment. Plans change their premiums, benefits, and drug formularies every year, and a quick review can save you hundreds of dollars annually.
Which states do you serve?
I'm licensed in multiple states and work with clients across the country. Reach out and I'll confirm coverage in your state right away. If for some reason I can't help you directly, I'll connect you with someone who can.

Find Your Best Plan
Today — Free

No paperwork, no pressure — just an honest conversation about your Medicare options.

(888) 996-4534
M
Maya
Medicare Assistant · Care at 65
Hi! I'm Maya, your Medicare guide for Care at 65. 👋

I can answer questions about Medicare Advantage, Supplements, Part D, enrollment periods, and more. What's on your mind?
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