Last updated: August 2026
These terms cover your use of careat65.com. By browsing this site, requesting the guide, or messaging through the contact form, you're agreeing to them. If you don't agree, please don't use the site — and feel free to call (888) 996-4534 instead.
Everything on this site — the guide, the Medigap-vs-Advantage comparison, the TRICARE tool, the FAQ — is provided for general education. It reflects common patterns, not a review of your specific coverage, health, or eligibility. It isn't a substitute for a conversation with a licensed agent about your situation, and it isn't official guidance from Medicare, CMS, or any government agency.
Brian Maiz is a licensed independent Medicare agent (NPN #2842886), licensed in California, Florida, Texas, North Carolina, Michigan, and Ohio. I work with multiple carriers but don't represent every plan available in every area. Nothing on this site should be read as a recommendation to enroll in a specific plan — that only happens through a direct conversation and, if you choose to move forward, a signed application.
I do my best to keep costs, dates, and plan details current, but Medicare rules and plan offerings change every year. Always confirm specific numbers — premiums, deductibles, out-of-pocket maximums — directly with Medicare.gov, 1-800-MEDICARE, or the plan carrier before making a decision.
Visiting this site, downloading the guide, or sending a message doesn't create an agent-client relationship. That relationship begins only when we've had a conversation and, if applicable, you've signed an application or scope of appointment.
This site links to and uses third-party tools — Medicare.gov, Calendly for scheduling calls, and others. I don't control those sites and I'm not responsible for their content, availability, or privacy practices. Using them is subject to their own terms.
The text, design, and graphics on this site belong to Care at 65 unless otherwise noted, and are provided for your personal, non-commercial use. Please don't reproduce or redistribute site content without permission.
This site and its content are provided "as is," without warranties of any kind, express or implied. I don't guarantee the site will be error-free, uninterrupted, or free of technical issues.
To the fullest extent permitted by law, Care at 65 and Brian Maiz aren't liable for any damages arising from your use of this site or reliance on its content. Decisions about your Medicare coverage should always be made in consultation with a licensed agent who knows your specific situation.
These terms are governed by the laws of the State of California, without regard to conflict-of-law principles.
I may update these terms from time to time. The "last updated" date above will reflect the most recent revision. Continued use of the site after changes means you accept the updated terms.
Brian Maiz · Care at 65
NPN #2842886
