Free Guide · 2026–2027 Edition

The Medicare Guide
I Wish I'd Had
at 65.

Eight chapters covering Parts A, B, C, and D — what changed for 2026, when to enroll, and the mistakes I watch people make every year. Written the way I'd actually explain it to you, because Medicare is confusing enough on its own.

Advantage vs. Supplement — the trade-offs nobody explains clearly
Every enrollment window — and what happens if you miss one
How to confirm your doctors and prescriptions are actually covered
Hidden benefits most plans include — dental, vision, OTC cards, and more
The five mistakes I watch people make every single year

✦ CMS Compliant ✦ No Obligation ✦ NPN# 2842886 ✦ Multi-State Licensed ✦ Independent Agent

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What's Inside

Eight chapters.
About a 20-minute read.

I wrote it the way I'd talk you through it in person — no committee, no buzzwords, no hidden pitch. Just what you need to make a decision you won't second-guess.

What Medicare actually covers — and what it doesn't

Original Medicare leaves real gaps. Here's what Parts A and B cover, what they don't, and the surprises that catch people off guard.

Medicare Advantage vs. Supplement — side by side

The honest trade-offs between Advantage and Supplement — how each one feels in real life, not just on a brochure.

2026 costs at a glance — the numbers that matter

Premiums, deductibles, copays, out-of-pocket limits — every number you'll actually be asked about, in one place.

Big wins for prescription drug costs in 2026

Part D just changed in a way that saves a lot of people serious money. Here's what's different and how to take full advantage.

When to enroll — and what happens if you miss it

Every enrollment window, what each one is actually for, and the late penalties you'll be paying for the rest of your life if you miss the right one.

5 mistakes that cost people real money

Five things I watch people do every year that quietly cost them. None of them are obvious until they hit you.

How to pick the right plan for your life

A short framework for matching the plan to your actual life — your doctors, your prescriptions, whether you travel, what you can stomach paying.

The Medicare terms you'll actually hear

A glossary you'll actually use — MOOP, IRMAA, formulary, donut hole, and every other term that gets thrown around.

NPN# 2842886

Brian Maiz

Licensed Medicare Insurance Agent · Multiple States

I'm an independent agent, which means I represent over 50 carriers — not just one. When I sit down with you, I'm looking at what fits YOUR life: your doctors, your prescriptions, your budget, whether you travel. Not what fills a quota for any single company.

I wrote this guide because Medicare is unnecessarily confusing, and most of what's out there reads like it came from a legal team. My one-on-one reviews are always free. Carriers pay me only if you actually enroll — and only if the plan was the right call for you in the first place.

50+

Carriers

Multi

State Licensed

Fee to You

📞 (888) 996-4534 brian@careat65.com Back to careat65.com

Required Disclosure: CareAt65 / Brian Maiz does not offer every plan available in your area. The number of organizations and products we represent varies by state. Please contact Medicare.gov, call 1-800-MEDICARE (1-800-633-4227), or contact your local State Health Insurance Program (SHIP) to get information on all available options in your area. Not affiliated with or endorsed by Medicare, the Centers for Medicare & Medicaid Services (CMS), the Social Security Administration, or any government agency. This is an advertisement for insurance products.

Brian Maiz · CareAt65 · NPN# 2842886 · (888) 996-4534 · brian@careat65.com · www.careat65.com

The Medicare Guide I Wish I'd Had at 65.